Refurbishment Loans

For many investors and developers, the difference between success and failure is the ability to finance a project quickly and have the right facility in place that allows them to turn their plans and dreams into reality and ultimately profit.

So whether you’re looking to raise funds to refurb your existing portfolio, to add more value and generate more rental income, purchase a property to refurb or convert from commercial to residential, we have loan products that will meet your needs.

We can quickly have facilities in place that will allow you to borrow up to 80% to 90% of the value of the property and have a draw down facility in place to cover 100% of any works required.

Works can include light cosmetic refurb or major conversion works that require building works to add additional floors or convert a single unit into multiple apartments.

Our panel of mainstream and private lenders are actively looking for conversion projects to fund in this current environment where the Government is looking at relaxing planning and pumping further money and support into the housing market and the economy as a whole.

Product Details

Loans from £50k to £100m+
Rates from 0.45%
100% of purchase price
Residential up to 90% LTV
Commercial up to 75% LTV
100% of all refurbishments

Terms from 1-24 months
1st, 2nd and 3rd charge loans
No proof of income/accounts required
Overseas residents welcome
No PG or company debenture option
Adverse credit, CCJs and arrears considered